Taxes in Spain, made calculable
Estimate what reaches your bank account, whether Spain may treat you as tax resident, and which route applies to digital nomads, property owners, foreign heirs, wealth holders and qualifying users of the Beckham regime. The tools use published rules and show their assumptions.
Start with your situation
These pages answer different questions. Tax residence comes first: it determines whether ordinary Spanish income tax, non-resident tax or a treaty may apply.
Spain net salary calculator
Gross salary to annual and monthly net pay, with employee social security and regional income tax.
Calculate net salary → New arrivalsBeckham Law calculator
Compare the 24% special regime with ordinary income tax and estimate the crossover salary for each region.
Compare both regimes → Residence183-day tax residence check
Screen days, possible sporadic absences, economic interests, family indicators and treaty overlap.
Check the indicators → Remote workDigital nomad taxes in Spain
Separate immigration status, tax residence and potential Beckham Law eligibility for employees and freelancers.
Review your route → PropertyProperty taxes for foreign owners
Calculate purchase costs, annual non-resident tax, rental income tax and the 3% withholding when selling.
Follow the property lifecycle → InheritanceInheritance tax for foreign heirs
Identify the filing authority and regional-law option, then estimate the tax across all 17 communities.
Check the inheritance route → WealthWealth tax for expats
Separate worldwide from Spanish-only wealth, screen Form 714 and estimate Wealth Tax and Large Fortunes tax.
Check scope and filing → Selling propertyCapital gains tax in Spain
Compare resident savings rates with non-resident 19% tax and the buyer's 3% withholding.
Estimate the sale →Compare a move to or from Spain
Equal-gross comparisons isolate payroll tax before you add housing, healthcare and other living costs. Each page names the location and exclusions behind the result.
Spain vs UK taxes
Income Tax and National Insurance for England, Wales and Northern Ireland.
Compare net salary →GermanySpain vs Germany taxes
Progressive income tax, solidarity surcharge and statutory social insurance.
Compare net salary →NetherlandsSpain vs Netherlands taxes
Box 1 rates and the credits that create a salary crossover.
Compare net salary →SwitzerlandSpain vs Switzerland taxes
A Zurich approximation with age-dependent pension and visible exclusions.
Compare net salary →UK retireesRetiring to Spain from the UK
The lump-sum trap, the treaty, ISAs and the S1 — in the order the calendar demands.
Read the guide →Leaving SpainLeaving Spain: the exit checklist
The reverse 183-day rule, form 030, the exit tax and the flat that keeps a Spanish tax life.
Read the guide →Retire: ES·PT·ITRetire: Spain vs Portugal vs Italy
The map after NHR died: Italy's 7% widened, Portugal closed, and Spain's quiet case.
Read the guide →RSUs & equityRSUs & options under Beckham
Vests at a flat 24% and foreign gains outside Spanish tax: the equity playbook.
Read the guide →Nomad visaDigital nomad visa: income and net pay
€2,849/month to qualify, €2,190 to live on. The gap the visa guides never publish.
Read the guide →US vs Spain$100,000 in San Francisco vs Madrid
The tax gap is eight points — two under Beckham. Then rent decides the argument.
Read the guide →US citizens401(k), IRA and Roth in Spain
The traditional accounts are predictable. The Roth is the one that surprises people — and the fund rules squeeze from both sides.
Read the guide →US citizensUS nomads: three tax systems, one plan
The IRS follows you, some states never let go, and Spain has its own rules — sequenced correctly, they connect.
Read the guide →New arrivalsYour first tax year in Spain
The expat calendar: the 183-day clock, the six-month Beckham window, form 720 in March and your first Renta.
Read the guide →AsiaTaxes: Spain vs Asia
Tax-to-GDP, top rates and expat regimes across Japan, South Korea, China, India and Singapore.
Read the report →Could you be tax resident in Spain?
Spanish domestic law can treat a person as resident when any main test is met. A double-tax treaty may then be needed if another country also claims residence.
This is a screening tool, not a residence certificate. Sporadic absences may count towards the day test, residence is determined for the whole calendar year, and treaty tie-breaker rules can change the final answer.
Resolve these questions in order
How Spanish personal taxation fits together
Ordinary tax residents
- Income tax combines a state scale and a regional scale.
- Personal and family allowances can reduce the bill.
- Employee social security is separate from income tax.
- Worldwide income is generally relevant, subject to treaties and credits.
Special or non-resident cases
- The Beckham regime generally taxes qualifying employment income at 24% up to €600,000.
- Non-residents are taxed under separate rules on Spanish-source income.
- Wealth and reporting obligations depend on status and asset location.
- Foral territories have their own rules and require extra care.
Why the region matters
Under the ordinary regime, autonomous communities set their own part of income tax and many deductions. The same gross salary can therefore produce a different estimated net amount in Madrid, Catalonia, Valencia or Andalusia. The salary calculator makes that regional layer visible instead of applying one national average.